Nigeria Bank’s Cards that Works for Apple Music Subscription

Subscribing to Apple Music in Nigeria has been one of iPhone users’ priority. This trend is so viral to the extent that one frustrated user was forced to raise a discussion in the Apple community. Despite different suggestions, he still couldn’t get the bank card that works for Apple Music in Nigeria.

Apple Music is one of the most streamed music listening platforms in Nigeria. The app is common among iPhone users and they account for millions of Nigerians in Q3 2023. However, to keep the Afrobeat excitement flowing on the Apple Music App in Nigeria, you’ll have to subscribe to the platform.

As we all know the Apple Music premium tier comes with plenty of exclusive features including offline streaming, notification of latest release songs, creating playlists for your favorite artists and songs, and streaming of Ad-free music. So signing up for it paid membership worth your time and money.

Apple Music Subscription in Nigeria

However, to subscribe to Apple Music in Nigeria, you’ll have to do it by linking of debit/credit card to the streaming service. This is the only payment option available for Nigerians at the moment this article was published. Link debit card will be charged monthly or you can set to charge your card every year.

Here’s where the problem comes in. Due to CBN’s policy on the usage of bank cards for international transactions, many Nigerians have found it difficult to subscribe to Apple Music using their ATM card. If you try to use an unacceptable debit card, you might end up losing your money and never be refunded. So, I advise you to read this article to find the best card you can use to pay for Apple Music in Nigeria.

Bank Cards that Work on Apple Music in Nigeria

Here’s the list of bank cards that can be used to pay for the Apple Music subscription plan in Nigeria.

1. Access Bank VISA Card

The Access Bank Visa card is one of the bank cards that works for Apple Music Subscription in Nigeria. Using this card to make a payment on the streaming service will give you access to it exclusive features and enjoy 100 million songs and more than 30,000 expert-curated playlists.

Although, I have heard some people saying their Access Bank card ain’t working on Apple Music. This may be due to not using a Visa card. If you’re using an Access Bank Verve Card, I’m afraid that your card will be declined on the streaming service payment page.

2. UBA MasterCard

MasterCard is an international card issuer, making it products usable anywhere in the world where MasterCard cards are accepted. Likewise Apple Music, MasterCard is also one of the acceptable debit card on it subscription’s payment page, so using a United Bank For Africa Naira MasterCard will actually allows you subscribe to the paid Membership of the streaming service.

Furthermore, UBA Naira MasterCard also works on other popular international streaming service like Netflix, Amazon Prime Video, ShowMax and Disney Plus. Hence, if you’re a UBA Account holder, you don’t have to panic about Apple Music Subscription anymore.

3. Zenith Bank MasterCard

Zenith Bank is another bank in Nigeria that I’m sure it ATM MasterCard would work for Apple Music Subscription. This bank card works on almost all international checkout pages.

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Zenith ATM Card, the MasterCard product, works well for Apple Music Subscription payment. If you possess the card, you can go ahead and renew your subscription with Apple Music to keep enjoying all genres of music on your iPhone 15.

Virtual Dollar Cards that Work for Apple Music Subscriptions in Nigeria

Here’s the list of the best virtual dollar cards that work for Apple Music subscription payment in Nigeria.

1. ChipperCash Dollar Card

ChipperCash is a Neobank that’s available not only in Nigeria but in other seven African countries including the United Kingdom (U.K) and the United States of America (U.S.A). This fintech company offers virtual cards within its app for users to carry out card-required transactions with ease and seamlessly.

ChipperCash offers naira virtual cards and dollar virtual cards. The dollar card can be used to pay for anything on a foreign website. I have used this card severally to pay for the domain in Namecheap, you can check the payment proof below.

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In a nutshell, the Chipper Cash virtual dollar card is a seamless card that works on Apple Music. All you need to do is sign up for ChipperCash, verify your account, and request it virtual dollar card. Upon arrival, you’ll get your card number, CVV, expiry date, and your name on the card, all will be visible on your dashboard. Sign up for ChipperCash Now!

2. Barter Virtual Card

Barter Virtual Card is a product from Flutterwave. This card is offered for Barter users to pay for international transactions. This card has earned itself the best and most popular card for making payments on Apple Music services.

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That’s to say, the Barter by Flutterwave card is the most popular option Nigerians are using to pay for Apple Music subscription. So, if you haven’t heard about the Barter Virtual Card, just visit the Flutterwave website to create a Barter Account, request your card, fund the card, and use the card information (such as CVV, card number, and expiry date) to pay for your Apple Music monthly subscription.

3. Payday Virtual Dollar MasterCard

This card can be obtained with just $5 on the Payday app. After the $5 card creation fees, you’ll have to fund the card and use it to make payments on the Apple Music platform.

This is why I recommend Chipper Cash virtual dollar card first. No card creation fees are needed, but their rate is much higher than Payday’s rate. That’s to say, Payday makes money off its card through card creation fees while Chipper Cash does by adding additional fees to its exchange rate.

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In a nutshell, Payday MasterCard is also a good option for making payments for Apple Music services in Nigeria.

4. ALAT Virtual Dollar Card

ALAT by WEMA is another bank in Nigeria that’s offering a card, but virtually, that works for making payments on the Apple Music App. With the ALAT Virtual Dollar Card, you can pay for any Apple Music services in Nigeria.

However, to get an ALAT virtual card, you’ll have to download the finance app on the Google Play Store, create an account, and request a dollar card. Use my referral code (Y8IFXWJF) to sign up for an account so that you can get a new member welcome bonus immediately after you carry a transaction worth N1000.

5. Payoneer MasterCard

Although, Payoneer is an international finance app. However, the platform is also used by African freelancers to receive payment from foreign clients/companies. Payoneer offers a MasterCard that also works for Apple Music Subscription payment.

However, Payoneer MasterCard can only be ordered if you’ve carried out transactions worth $5000 in a year. Furthermore, Payoneer is not a platform for everyone, it’s for freelancing purposes only. You cannot find the account yourself or add a balance to its card.

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Nevertheless, if you want to open a Payoneer account, note that you could get a MasterCard after $5000 worth of successful transactions.

Gift cards that Work for Apple Music in Nigeria

Here’s the list of gift cards that can be used to pay for Apple Music subscription services in Nigeria.

1. Apple Gift Card

Apple card is used for purchasing Apple’s hardware products such as Mac computers, Mac Laptops, iPhone 15, and many more. However, you can exchange this card for cash on Coincola and use the money to make the payment directly using any other card listed above.

Unlike the iTunes cards which can be used directly to subscribe to any Apple services including Apple Music, the Apple cards can only be for buying Apple’s Gadgets.

2. iTunes Gift Card

iTunes gift card is the best card for renewing your subscription service on Apple Music in not only NIGERIA but anywhere in the world. With an iTunes gift card, you can easily and seamlessly pay for any Apple Music services.

However, getting an iTunes gift card in Nigeria might be difficult. But with Kuda Bank, you can seamlessly get the card. Kuda Bank offers Giftcards to its users through third-party platforms. All you need to do is purchase an iTunes gift card from your Kuda bank app and redeem the code on your Apple Music Account. If you don’t have Kuda, create an account here.

Does the OPAY Card work for Apple Music?

Unfortunately, the OPAY Card does not work on Apple Music for subscription service. This is because OPay only offers a naira verve card and not a dollar card or MasterCard. To use OPay with Apple Music, you’ll have to transfer your funds in OPay to the account you have on the MasterCard or purchase an iTunes gift card with your OPay funds.

After, use the MasterCard or the purchased iTunes gift card to subscribe to Apple Music services in Nigeria.

Does Kuda Card work for Apple Music?

The same thing that’s application to the OPay card is also applicable to the Kuda bank card. The Kuda Card cannot be used for subscribing to Apple Music in Nigeria. But you can purchase an iTunes gift card on Kuda Bank and use redeem the card code on your Apple Music Account.

How to Pay for Apple Music in Nigeria

Follow this guide to pay for Apple Music subscription services in Nigeria.

1. Get a Virtual Card or Open a Domiciliary Account in Nigeria

One important thing to know is that Nigerian bank cards are not to be trusted when it comes to making international payments online. Even within Nigeria, they’re glitching. But, you may luckily see the one that’ll work perfectly on Apple Music services.

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However, getting a virtual dollar card on a trusted platform like Chipper Cash, Barter by Flutterwave, ALAT by WEMA, and Payday App, or opening a domiciliary account will ease your stress in making payments for Apple Music services in Nigeria.

2. Use iTunes Gift Card

Nigerians can get an iTunes Gift Card on the Kuda Bank App using Naira. iTunes card can be used to subscribe to any Apple services in Nigeria including Apple Music monthly subscription plan.

Once the card is delivered to your email address, use the redemption code on your Apple Music Account to subscribe to your monthly plan.

FAQs: Apple Music Subscription Nigeria